Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Trevor McFarland
Senior Loan Officer NMLS# 38803
324 Grove St, 1st Floor, Worcester, MA 01605
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Renovation
Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
Your home loan insights
X
Testimonials
Thank you, Trevor, for making this adventure happen. Always efficient! Emails, phone calls, texts! Always a reply!! This was a tough situation because I am self employed! He made it happen!!! Thank you always!!!
Thank you, Trevor, for making a tight situation work!!! No one else wanted this and you took it on!! I like the fact that you talk on the phone. Never a one word answer over text. Always complete emails with pertinent and efficient information. The mortgage process can be so stressful yet you made it feel as though it would happen and we’d make through! Thank you again!
Working with Trevor was a pleasure. He was helpful and made sure everything was completed on time. I’m extremely satisfied with his service and would highly recommend him to anyone seeking a reliable and efficient home loan officer.
Had a great experience! Was a complicated situation on this mortgage and he made it as easy and smooth as he possibly could. Very greatful for the hard work his team and himself did to make our dream come into reality! Highly recommend!
I had a great experience working with Trevor. He was always quick to respond to my inquiries and provided detailed answers to my questions. He did everything he could to give me the information I needed to make a decision regarding my refinance. I would recommend Trevor to anyone who is looking for a mortgage or to refinance. He made the process easy!!
I recently worked with Trevor for a second refinance. He is responsive, knowledgeable and patient. He explained all of the options available to me and answered countless questions. He gave me all of the information I needed to make the decision that best fit my needs. I will always reach out to Trevor for my mortgage needs!
NMLS ID #38803
I am authorized to do business in the states of Connecticut, Florida, Massachusetts, Maine, New Hampshire and Rhode Island. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 38803; Rhode Island Licensed Lender;